LOAN AGAINST MUTUAL FUNDS

Page Title

Home / LOAN AGAINST MUTUAL FUNDS

Loan Against Mutual Funds

Don’t Redeem it, Lien it Instead

Don’t sacrifice your long-term goals for short-term needs. Finance a wedding event, house renovation or any emergency expense without redeeming your mutual funds.

Funds will be made available to you in the form of an overdraft facility. You can utilize the required amount and repay anytime without any prepayment charges. Interest is charged only on the utilized amount and for the duration the funds are utilized.

Benefits of borrowing against mutual fund units


  • Loan against mutual funds is an excellent way to receive instant liquidity against the mutual fund units you own.
  • If you think your mutual fund investment is lying idle, this is an excellent way to raise capital for short-term financial requirements quickly.
  • The interest rates for a loan against mutual funds can be lower than that for personal loan interest rate.
  • If you opt for a loan against your mutual fund units, then you would not have to sell your units hence your financial plan, and fund ownership remains intact.